Under the Tax Reset, Belinda would be $19 per week better off.*

Belinda has done well because she gets what good business is all about – people.

She gets a genuine buzz from hiring new team members, helping them grow and staying in touch with them as they get on professionally.

She tried her hand at property investing a few years ago, but gave it up. 'Houses aren't as rewarding as relationships' she reckons. She's just taken on her largest group of new-hires ever. She'll need them all if today's investor call goes well.

Business is booming now that the banks are more interested in business loans than home loans.

Maybe it's time to open that third location after all. Get it Belinda!

*A bit more about Belinda - she makes $210,000 per year and owns a townhouse with a land value of $600,000.

Under the Tax Reset, Kev would be $48 per week better off.*

Kev was always going to be a farmer. Knew it from his first lamb and calf day. But it was looking touch-and-go there for a while. He's been sharemilking since he finished at Lincoln and putting away every cent he could. But the price of farmland just kept moving out of reach. Things changed after the land value tax came in. Land prices softened enough for him to buy a farm from an old boy with no kids to hand it to. His Citizen's Income helped with the deposit too.

Kev knows he'll have to swallow the land value tax on top of all the other costs – but between the reduced rate for farmland and his Citizen's Income, he'll manage.

He's got big plans for his first farm. Now that the banks are loaning more for business growth instead of property, he's going in on a micro-abattoir and meat box business with some mates. And there's that beautiful little creek running down the boundary. He's already agreed with the neighbour to plant it out with natives – that'll shave a bit off both of their land value taxes. Get stuck in Kev!

*A bit more about Kev - he makes $80,000 a year and owns a farm with a land value of $1,800,000.

Under the Tax Reset, Wiremu and Tina would be $454 a week better off.*

Wiremu is a paramedic and Tina works part time as a receptionist, while she trains to become a teacher. They're a bit nervous because they're looking at townhouses for their first home.

Once house prices came down and their income tax cut bulked up their savings, they decided to get into the market.

They better get their skates on though, because Tina is hapū. They are stoked to become parents and Wiremu is looking forward to a good stretch of time off when Bubs arrives – now that their Citizen's Income gives them a little financial breathing room.

Congrats you two – don't let the real estate agent corner you on the way out!

*A bit more about Wiremu and Tina - Wiremu makes $90,000, Tina makes $60,000 per year and they rent.

Under the Tax Reset, Tim is $39 per week better off.*

Tim's life hasn't turned out how he'd hoped. Depression through his teens meant dropping out of school and long stretches on the Jobseeker benefit. But this new job at the local hardware place is great.

He doesn't have to worry about losing his benefit, so he's been able to start out with just a few hours a week. His manager has been great, and a couple of the old boys in the power tools section have taken him under their wing.

The extra cash is helping him manage some debt, and he's even started walking to work.

But the best part of all? He hasn't seen the inside of a WINZ office in more than a year. Keep it up Tim!

*A bit more about Tim - the Citizen's Income has replaced his Jobseeker benefit, meaning he keeps more of the $288 per week he makes doing part-time work. More importantly, as his confidence and capability grows he'll have every reason to take on more hours as he'll keep most of what he earns.

Under the Tax Reset, Larry would pay an extra $94,500 per year in tax, if he decided to keep his property portfolio.*

Larry is doing what he does best. Making deals. He's got half a dozen rentals he's decided to unload, or else he's going to take quite the haircut this financial year.

This new Land Value Tax has seriously changed the maths on his property portfolio. But Larry isn't a guy to take things lying down. He's onto his real estate agent mate to sell up a few places and he's going into the development game on his biggest section – his developer mate reckons he could stick four townhouses on it and do well.

His stockbroker mate has a tip on a new agritech company going global out of Palmerston North too.

If rentals aren't the place for his dollars anymore, he'll bloody well find another.

*A bit more about Larry - he makes $180,000 per year and has a residential property portfolio worth $6 million in land value.

Under the Tax Reset, Xiao Lan's superannuation income has not changed and she would pay an extra $5,250 per year in Land Value Tax, which she can defer.*

Xiaolan is loving her new little unit. She was reluctant to leave the old family home at first.

But meeting the young family who bought it for their first home and seeing her Land Value Tax come down makes her feel like it was the right decision.

Today she's celebrating. IRD has confirmed that she can defer her Land Value Tax payment until she's gone. But she better get a move on with the cooking – her grandson Mike and his fiance Lisa are coming round in a bit.

Secretly, she's got another reason to celebrate – Mike and Lisa have decided not to leave for Australia after all.

Things are really looking up for young people like them now – they're even looking at buying a place of their own soon!

Better not let on you've started knitting for that first great-grandchild just yet Xiaolan!

*A bit more about Xiaolan - she receives a top-up to her Citizen's Income so it matches her old NZ Superannuation payments. Her new unit has a land value of $300,000.

Under the Tax Reset, Shane and Katie would be $18 per week better off.*

Shane and Katie feel like the pressure has come off.

When house prices stabilised, they felt less pressure to move or buy an investment property to keep up. When Kiwisaver contributions lifted, they felt more secure in their future. They've also stopped worrying that their kids will be able to afford to stay in NZ.

This means they have a bit more headspace for the things that matter these days. Like Shane's new early clock-off Fridays - when he picks the girls up from school for the karate class they all do together.

Also, Katie has finally made the decision to retrain as an interior designer. Her Citizen's Income helps her worry less about the lost income while she studies.

They both know that they're paying a bit more income tax and a Land Value Tax on the family home - but their Citizens' Incomes mean the family's finances haven't really changed.

Shane and Katie don't see their home as an 'investment vehicle' anymore. Just a place to make memories and live the good life instead. Keep it up you two!

*A bit more about Shane and Katie - Shane makes $180,000 per year and Katie makes $25,000 per year while she studies. They own a freestanding home with a land value of $1,440,000. NB Shane and Katie's land value was previously incorrectly noted and has been updated.